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How to Spot and Avoid Online Phishing Scam Emails

Phishing emails pretend to be from banks, delivery companies or services you use to steal passwords or money. Check the real sender address, hover over links before clicking, be suspicious of urgency and attachments, and go to the company’s website yourself instead of using the link.

Updated
Time
5 minutes
Difficulty
Easy
Applies to
Web, Android, iPhone, Windows

By Published Oct 6, 2026

Quick answer

  1. 1 Check the sender’s actual email address, not just the display name.
  2. 2 Hover over (or long-press) links to see where they really go.
  3. 3 Be wary of urgency, threats, prizes and requests for codes or payment.
  4. 4 Don’t open unexpected attachments.
  5. 5 When in doubt, open the company’s app or website yourself.
  6. 6 Report phishing and delete it.
On this page
  1. Before you start
  2. Warning signs of a phishing email
  3. Check before you click
  4. Report and delete
  5. If you clicked or entered details
  6. Troubleshooting
  7. Frequently asked questions

Before you start

  • An email account

Warning signs of a phishing email

  1. Odd sender address: “PayPal” from [email protected].
  2. Urgency or threats: “Your account will be closed in 24 hours.”
  3. Requests for passwords, codes or card details: real companies don’t ask by email.
  4. Links that don’t match: hover to see the real address.
  5. Unexpected attachments: invoices, ZIPs, “documents” you didn’t expect.
  6. Generic greetings: “Dear customer”.
  7. Too good to be true: prizes, refunds, crypto returns.
  8. Payment changes: “Our bank details changed, pay this account.”
  9. QR codes asking you to “verify” accounts.
  10. Spelling and design mistakes (though modern scams can look perfect).

Method 1 Check before you click

  1. Step 1: Inspect the sender

    Tap or click the sender’s name to see the full email address and check the domain carefully.

  2. Step 2: Inspect links

    Hover over a link on a computer, or long-press on a phone, to preview the real address. Look at the domain right before the first single “/”.

  3. Step 3: Go direct

    Instead of clicking, open the company’s app or type its address yourself and check your account there.

Method 2 Report and delete

  1. Step 1: Gmail

    Open the email, tap ⋮ and choose Report phishing.

  2. Step 2: Outlook

    Select Report > Report phishing.

  3. Step 3: Forward to authorities

    Many countries have reporting addresses, e.g. [email protected], the UK’s [email protected], or the US FTC at reportfraud.ftc.gov.

Method 3 If you clicked or entered details

  1. Step 1: Change the password

    Immediately change the password for that account (and anywhere you reused it), from the real website.

  2. Step 2: Turn on two-step verification

    This blocks most takeovers even if the password leaked.

  3. Step 3: Contact your bank

    If you entered card or bank details, call your bank using the number on your card.

  4. Step 4: Scan your device

    If you opened an attachment, run a full antivirus scan.

Troubleshooting

A real email looks like phishing

When unsure, don’t click. Contact the company via its app or website; a genuine message will be confirmed there.

Frequently asked questions

Can opening a phishing email infect me?

Simply opening is usually safe in modern email apps. Clicking links, opening attachments or entering details is the danger.

Do scammers use SMS and WhatsApp too?

Yes (smishing). The same warning signs apply.

Summary

Check the real sender, preview links, distrust urgency and unexpected attachments, and go to the company’s site yourself. Report phishing, and if you clicked, change passwords and turn on 2FA right away.

Sources

Written by

James Chambo

Founder

James is the Founder and Senior Editor of OnlineHow with more than 20 years of experience in internet publishing.